Our free checking is simple and makes managing your money a breeze.

• Get started with as little as $50
• No monthly service fee
• Your Visa Debit Card gives you unparalleled access to cash with a network of nearly 30,000 fee-free ATMs around the world
• Free online and mobile banking, including bill pay and mobile check deposit
• Overdraft Protection

Unlike other checking accounts, you don’t need to jump through hoops to enjoy the benefits of Unitus Checking. Simple, easy, and free. The way it should be.

Learn more about our Checking accounts here.

If you expect to keep your balance above $500, you can get everything Unitus Checking offers, plus some extra interest.

• Minimum balance of $500 to start (vs. $50 for Unitus Checking)
• Fee-free when you keep a minimum daily balance of $500 ($7.50/month otherwise)
• Fully insured by NCUA up to $250,000 (your funds are guaranteed no matter what)

Simple, easy, and secure, just like Unitus Checking. But for those with a higher balance, we wanted to give you a little extra.

Go Savings is unlike any other account available today. 

It gives the highest return on the lowest balances. Just starting to save? Building toward your family home? Preparing for a secure retirement? Wherever you’re starting now, Go Savings will help you get there.

• Open with any amount – no minimum balance
• Get the maximum return rate the moment you open it
• Plan your earnings with our Go Savings calculator

Learn more about Go Savings here. 

Money Market accounts help you earn more than a regular savings account, without locking your money up in a CD. Grow your balance fast and still have easy access to your funds.

• Get started with $100 or more
• No fee if average balance is at least $2,500; otherwise $5 per month

Find out more about Money Market accounts here.

For those specific goals you’re planning toward. Goals like your upcoming wedding, your annual summer getaway, or the arrival of your new little bundle of joy.

Open as many as you want. Name them anything you like. These accounts help you organize your money to help your brilliant dreams become your everyday reality.

• No minimum opening balance
• No monthly service fee
• Label each account to match your specific savings goal

Learn more about Special Savings here. 

This is the key to your membership. It officially makes you part owner of our financial cooperative.

The things that make our movement – the unusually thoughtful and dedicated service, the leading rates on savings and loans, the positive community impact – they all begin right here.

• Your $15 initial deposit includes a one-time $10 membership fee and $5 opening deposit
• No monthly service fee

New members, you will have a Prime Share automatically added to your application if not selected.

Learn more about your Prime Share account here.

Purchase or refinance a new or used auto, truck, van or SUV. Rate discounts are available on Hybrids vehicles. Rates and available repayment terms can vary based on model year and your credit history and credit qualifications. Additional terms apply. Contact us for more information.

Purchase or refinance a new or used motor home, fifth wheel, boat, camper or large travel trailer. Rates and available repayment terms can vary based on model year and your credit history and credit qualifications. Additional terms apply. Contact us for more information.

Purchase or refinance a new or used motorcycle, scooter, ATV, personal watercraft (ie. jet skis and wave runners) and small tent/travel trailers. Rates and available repayment terms can vary based on model year and your credit history and credit qualifications. Additional terms apply. Contact us for more information.

A no annual fee, no over limit fee, and no "inactivity" fee Visa card. Limits as low as $200. Rates are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.

A no annual fee, no over limit fee, and no "inactivity" fee Visa card, with a robust rewards program. Earn 1 point for every $1 dollar in purchases (excluding returns and cash advances), and redeem for merchandise, travel, gift cards, cash back, etc. Limits as low as $2,000. Rates are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.

A Visa card secured by funds in your Unitus savings account equal to 1.5 times the credit limit. The Secured Visa Card is the perfect tool to help build or rebuild credit. As always, there is no annual fee, no over limit fee, and no "inactivity" fee on our credit cards. Rates are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.

A variable rate, revolving line of credit secured by the equity in your home, with a ten-year draw period. Payments are interest only during the draw period. PLUS get the added flexibility of converting all or a portion of your line balance into segment(s), with a fixed rate, term and payment. Rates are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.

A variable rate, revolving line of credit secured by the equity in your home, with an affordable payment of 1.5% of the balance and a ten-year draw period. PLUS get the added flexibility of converting all or a portion of your line balance into segment(s), with a fixed rate, term and payment. Rates are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.

Fixed rate loan for bicycles to help promote healthy living. Borrow as little as $250 and as much as $7,500. Additional terms apply. Contact us for more information.

A revolving, variable rate line of credit. The Personal Line of Credit can be used as overdraft protection for your Unitus Checking Account. Rates are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.

A fixed-rate personal loan that can be used for nearly any purpose. Rates and available repayment terms are based on your credit history and credit qualifications. Additional terms apply. Contact us for more information.